What to Do After a Minnesota Motorcycle Accident
Motorcycle accidents present unique litigation and insurance issues. Make sure the Minnesota motorcycle accident attorney you are working with has experience with motorcycle claims and can handle the particular issues they present. One big difference between motorcycle accidents and automobile accidents, or even bicycle and pedestrian accidents is that there is usually no Minnesota No-Fault coverage to pay medical bills and wage loss. This presents particular problems for the injured person. However, careful and attentive lawyers help injured parties obtain medical treatment and ease financial burdens.
Minnesota motorcycle drivers are often unfairly stigmatized as reckless and dangerous, therefore, a comprehensive investigation must be performed as soon after the accident to establish who was at fault for the accident.
Immediately After an Accident
Check for injuries. Life and health are far more important than damage to vehicles. Leave vehicles where they ended up unless they pose a safety risk to other motorists. If there are any injuries, make sure an ambulance is called and immediate medical attention is received.
Call the police, even if the accident is minor. Get names, addresses, license plate numbers and insurance information from all persons involved in the accident. Get the names, addresses and phone numbers of anyone who may have witnessed the accident. Don’t assume that police or other emergency officials will make a report or even get the information. If the driver of the other vehicle is not its owner, get the vehicle owner’s name and address. In Minnesota, it is the owner – not the driver – that is primarily responsible for paying damages.
Soon After the Accident
Notify your own insurance agent of the accident. Your agent can give you information about repairing or replacing your motorcycle. Write detailed notes about the accident noting the exact words of any conversations you had with the other driver. If there was significant damage to your motorcycle, photograph the damage before it is repaired or the vehicle is junked. If possible, photograph the other vehicle as well.
If you were injured in the accident, follow up with a competent medical provider. Do not sign any document unless it is for the police or your own insurance agent. If the other driver’s insurance representative contacts you, think twice before giving them a statement. You are usually under no obligation to do so. Contact a Minnesota lawyer who specializes in personal injury law, and in particular, motorcycle accidents.
For Any Questions that Arise After an Accident, Contact Me.
The aftermath of an accident can be difficult and confusing. You are bound to have questions about how your motorcycle will get fixed, whether you are entitled to a rental car and where to send your medical bills. I am happy to answer any questions you have — without fee or obligation.